Saving and Spending

I believe I'm a saver. People always tell me I make good investments and I only buy whats needed and not what I want. I agree with the article. That people need to know when to have self control and discipline. I feel people generalize generations when each generation has had its problems. So if I were to generalize I'd say that there is no uniqueness and individualism.
People always want to be followers and never take action. People think they need to do more than they should without putting effort into what they're doing.